Financing companies - operating companies
We offer operating companies various kinds of loans and guarantees. In addition, companies with major growth potential can use funds from sub-funds in which KredEx has a holding.
Since our founding, we have helped to finance the projects of 3,500 companies through loan guarantees. KredEx support has given them access to 1.4 billion euros, of which our guarantees make up 760 million euros. Over 12,000 new jobs have been created by turning their ideas into reality.
Examples of companies that have been given wind beneath their wings by our loan guarantees:
- Coffee People
- Torm Metall
- Tahe Kayaks
- SRC Group
A KredEx loan guarantee is a boost first and foremost for companies who are looking to raise external funding but lack collateral, history and self-financing.
The guarantee can cover up to 80% of the loan, leasing and bank guarantee, with a ceiling of 5 million euros. There is no limit on the loan amount.
In cooperation with other finance providers, we can find a solution to complicated and large-scale projects as well.
A loan guarantee is useful if a company wishes to use a bank loan, a lease or bank guarantee but lacks sufficient collateral or operating history to be issued a loan.
Loan guarantee is also helpful in solving short-term liquidity problems of energy-intensive companies, including retail and wholesale companies.
The KredEx capital loan is a subordinated loan targeted at fast-growing companies with a proven business model and excellent development potential. The purpose of a capital loan is to finance activities aimed at increasing the competitiveness of a company through its development or expansion.